By andrea, on April 6th, 2012
If you're new here, you may want to subscribe to my RSS feed. Thanks for visiting! Set on a quiet cul de sac in New Milford, just off Route 37 and Route 7 this home is convenient to town and shopping and in a great commuters location. Check out this three bedroom open floor plan contemporary style colonial for sale in New Milford, CT.
Open Contemporary Colonial in New Milford CT
Overview
Maps
Photos
Features
Description
Around New Milford
Neighborhood
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| $280,000 |
| Single Family Home |
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Main Features
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3 Bedrooms
2 Bathrooms
1 Partial Bathroom
Interior: 2,051 sqft
Lot: 1.38 acre(s)
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Location
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12 Concord Way
New Milford, CT 06776
USA
To get updates on open home dates and other property events, please click the “Like” button below:
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Andrea Swiedler, Swiedler & Adams
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By andrea, on March 26th, 2012
 So, you are ready to buy your first home in Litchfield County, you have been approved for a mortgage, music to your ears! Because the amount is at the lower end of the scale it will take a bit more… fortitude… and patience.
If you are in the “upper tier” of the first time home buyer, you will have a much easier time to find a home. I always tell my first time home buyers that a wish list is wonderful, but reality is you probably will have to scale back on your must have list. Save up and renovate to your liking later if you must! There are some great resale homes on the market that are in good shape and are reasonably priced for those that can afford them.
It can take time to find the right house. It all has to fall into place. When finances are limited the homes available for you to buy can be limited also. And you don’t want to find yourself “house poor” right out of the starting gate!
Usually the lowest priced homes fall into 3 categories. Foreclosures, homes in estates (homes where the home owner has passed away), and lastly, some short sales. At least in the areas I cover these are the types of homes many of my first time home buyers are looking at because funds are limited. And yes, sometimes the perfect house at the perfect price is a straight resale, the current owner wants to sell and prices it accordingly. Will wonders never cease!
Foreclosures. Remember, most foreclosures that are at the lower end of the pricing scale probably need tons of work. And many are not mortgageable! Even though lenders own them, lenders are selling them, they won’t lend money to a buyer to purchase the house. Forget those homes, cross them right off your list! Most of the lowest priced foreclosures go to investors that pay cash for them. But there are those that work for a first time home buyer, some foreclosures qualify for incentive programs from the lenders.
In this area most homes have septic systems and wells, very few have public water and sewer available. And honestly, testing a septic system on a house that has been vacant for so long is about as useful as a screen door on a submarine! There are certain things that can be looked at by a professional, and should be, but the overall inspection may not reveal that the system has failed. This should be of grave concern to a first time home buyer. I have found that some (a few) lenders have realized that if the septic system failed, if the oil tank is still in the ground, they should address these issues. Some will, some won’t, it’s a toss up.
Estates. Many times homes that are in estates have their own sets of issues. If the home hasn’t been maintained and there is no money in the estate to repair any damages, they may issue credits for the issues. Usually you are dealing with family opinions about what the house is worth, and this can hinder the negotiating process somewhat. Again, the septic and well issue will come into play if the house has been vacant for an extended period of time.
Short Sales. As long as you have the time to wait for an answer from the lender short sales can be another alternative. So, if you have only 3 months to find a home and move in, this may not be the best option for you. Another important thing to remember is that if there are issues that arise from inspections the owner does not usually have the resources to address them. Sometimes the lender will kick in the money, if they understand this is as good as it gets. And one more time, some short sales are vacant, you must consider the septic and well issue. (Sorry to go on and on about that.)
My biggest concern for the first time home buyer is the condition of the septic and the well, you may have understood that already though. Septic and well repairs and or replacements can be very, very costly indeed.
When looking at homes in the lower price range you may want to check into what is known as a 203K Rehab loan. With these loans, your lender will loan you money to actually make the repairs. There is a catch, you cannot do the work yourself, it is not a sweat equity loan. You have to give estimates, you have to use licensed people, you have to provide proof the work was done, and most important, you have to make sure it was done! Ask your mortgage person about the options available to you with these types of loans and if they are a good fit for you.
There are many excellent mortgage programs out there for first time home buyers, just ask! There are programs for down payment assistance, programs for rehab, FHA loans, CHFA, USDA, Housing Development Fund, on and on. Sometimes the house will determine the mortgage you need. I do have names of excellent mortgage professionals, give me a call, send me an email and we can talk about it.
Patience and fortitude, that is what you need to have. If your offers are quite a bit lower than the asking price it can really take time. You can end up putting in quite a few offers before you find one that sticks!
SEARCH HOMES FOR SALE UP TO $275,000, LOWER LITCHFIELD COUNTY.
Swiedler & Adams, we assist buyers and sellers in New Milford, Brookfield, Sherman, Roxbury, Bridgewater, Kent, Warren, Washington, Morris, Bethlehem, Litchfield, Goshen, Woodbury, Cornwall, West Cornwall, Cornwall Bridge, Connecticut.
By andrea, on March 25th, 2012
Join me today from 12-2pm at an open house in this 3 bedroom, 1.5 bath ranch on 1 Birch Rd in New Milford, CT. Solid and well cared for ranch, plenty of room to expand into the walk out lower level if you need to. Surprise! This is one mile from Candlewood Lakes’ Lynn Deming Park, has central air and a central vac system, is close to Rt. 7, shopping, downtown New Milford and a great commute location. Come and take a look!
Ranch near Candlewood Lake!
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Overview
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Photos
Features
Description
Lynn Deming Park
Neighborhood
Open House |
| $218,000 |
| Single Family Home |
| Main Features |
3 Bedrooms
1 Bathroom
1 Partial Bathroom
Interior: 1,421 sqft
Lot: 0.34 acre(s)
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| Location |
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1 Birch Rd
New Milford, CT 06776
USA
To get updates on open home dates and other property events, please click the “Like” button below:
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Andrea Swiedler, Swiedler & Adams
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By andrea, on March 10th, 2012
The Warren CT real estate market report for February 2012. Is anything selling in Warren, CT? Warren is a small, rural town in Litchfield County. The population as of the 2010 census is 1,461 and the town is 27.6 square miles. Lot’s of room and not so many people. But those who live there love it, Warren has a deep sense of community. Just ask anyone who lives there! And Warren is beautiful, peaceful, a fantastic place to live!
As of today there are 28 single family homes for sale in Warren, CT.
- average list price: $722,529
- median list price: $459,500
- average days on market: 231
- one foreclosure listed
- one short sale listed
Of the 28 single family homes on the market, 2 are under deposit.
- average list price: $670,750
- average days on market: 233
One home in Warren, CT is in the “pending sale” status.
- listed at $249,000
- 117 days on the market
The highest priced home for sale in Warren, CT is listed at $2,200,000. An 85 acre parcel with a small home on it. At this price point you will be looking for someone to come in and do a “tear down”, putting a substantial home, one that would support a large price tag. It is noted that more land is available. This home has been on the market for 424 days.
The lowest priced home for sale in Warren, CT is a foreclosure listed at $115,000. This is a cape on 4 acres, it has a failed septic system and will require a new heating system to be installed.
No homes sold in Warren, CT in February of 2012.
In January of 2012, one home sold. The original list price was $749,000, it had been reduced to $649,000, and sold at $567,000. this home was on the market for 406 days.
The market is slow in Warren, CT. Homes are just slow to sell. If you want to sell your home in Warren, CT you must price it ahead of the market, you must attract buyers to not only your house, but to Warren. You should look at homes in the surrounding towns as well as what is on the market in Warren. Then you must adjust the price according to what is going on around you. Your Realtor® needs to use all the best marketing techniques available to push your home ahead of the competition in Warren, CT. We have developed a fantastic real estate marketing system called 24-7 to push your house ahead of the competition in Warren, CT.
Buyers, it is clearly your time to buy a home in Warren, CT. Homes are selling for less than the listed price, sellersl are inclined to negotiate far better prices, according to the statistics. Take the time to explore Warren and all living in Warren has to offer. Lake Waramaug is a great attraction, as well as the rural lifestyle that those in Warren love so dearly.
Search homes for sale in Warren, CT.
Originally posted at Warren CT Real Estate Market Report
The above data is taken from the Statewide Multiple Listing Service of Connecticut. Information deemed reliable, but not necessarily accurate.
By andrea, on March 10th, 2012
 Are homes selling in Kent, CT? The real estate market is admittedly slow in Kent, although not surprising in this current real estate market. It is a buyers market in Kent, with the current listings compared to the sales, it will take 21.5 months to sell the current homes that are for sale. This is called the market absorption rate. (A sellers market is anything under 6 months, 6 months is a balanced market, and over 6 months is a buyers market.)
Currently in Kent, CT there are 43 active single family homes for sale. One of these homes is “under deposit”, not yet under contract. Typically this period of time can take from 2-4 weeks before it moves from under deposit to pending sale. The buyer is doing inspections and the sellers attorney is drawing up the contract, or checking over the contract of sale if the offer was written on a contract form. Anything can happen in this time period. If issues arise at the inspection that the buyer and seller cannot agree on, if the buyer suddenly develops a case of buyers remorse, there are many reasons why the deal can head south during this period of time.
Kent Connecticut Real Estate Statistics
- Active Listings: 43
- Average list price: $804,509
- Median list price: $479,500
- Average days on market: 215
- February 2012 single family homes sold: 2
- Average list price: $629,000
- Average sale price: $550,000
- Average days on market: 475
- Median sales price: $464,000
 What can you buy for the average list price in Kent, CT right now? A home in the Spectacle Ridge community of Spectacle Lake. A barn style home, 2,000 square feet, built in 2003 with 3 bedrooms, 2 baths on 8.33 acres. This home is listed for $780,000.
What can you buy for the average sale price in Kent, CT right now? A mid-century modern home, 2,000 square feet, 3 bedrooms, 2 baths on 1.7 acres very near Macedonia State Park. (This home is currently marked as “under deposit, continue to show”.)
Currently the highest priced home in Kent, CT is $4,000,000. This home was built as a hunting lodge in the 1930′s, was renovated for a single family residence. It sits on 105 acres, and the house itself is over 5,000 square feet.
Currently the lowest priced home in Kent, CT is $100,000, a short sale. This is a very modest home along the Housatonic River, set on 4.38 acres. The house is very small at 609 square feet, was built in 1900, and will need work.
Looking back over 2011 for home sales in Kent, CT.
- 2011 single family home sales: 27
- Average sale price: $506,411
- Median sale price: $325,000
- Highest sale price: $2,950,000
- Lowest sale price: $86,000
Need to sell your home in Kent, CT? The statistics tell you it will take time. And if you truly want to sell your home you need to price it WELL AHEAD of the others. Then market the heck out of the home. Before you decide to sell your home in Kent, CT I would suggest you read “The Great Real Estate Divide”.
Thinking of buying a home in Kent, CT? Kent is a beautiful town in the Litchfield Hills. Kent is a 90 minute trip to New York City so it has long been a favorite spot for those looking for a second “country” home in Litchfield County. When I think of Kent, I think of art festivals, the vibrant downtown area of Kent and some of the most amazing country roads you can imagine. In the fall Kent is just spectacular, and not to bad in the three other seasons too! You can see Kent, CT through my eyes here.
Originally posted at Kent CT Real Estate Market Report, What’s Selling in Kent?
Information deemed reliable, not necessarily accurate.
By andrea, on March 6th, 2012
 Roxbury Connecticut in Litchfield County has the highest recorded sale in Litchfield County for 2011, that much I can tell you for certain. $8,900,000, this amazing home sold for $7,775,000, from start to finish an amazing 190 days. That is 87% list to sale price sale. And what will $7,775,000 get you in Roxbury, CT? A fantastic estate home, over 10,000 square feet on 66 plus acres complete with guest house, tennis court, pool, etc. All the best of a Roxbury Connecticut estate.
The current real estate market in Roxbury, Connecticut looks like this:
- 60 active single family homes
- Average list price, $1,262,984
- Median list price, $995,000
- Average days on market, 246
Lowest list price active in Roxbury CT, $179,000. This is foreclosure, a home that will need total renovation. It is in a great location however and can support a total renovation price tag.
Highest list price active in Roxury, CT, $4,800,000. What an amazing contemporary home with walls of windows to soak in a fantastic view! This very unique home sits on 9 beautiful acres. It is a 3 bedroom, 4.5 bath home, totaling 3,321 square feet. The property has a horse barn and paddock. Quite the dramatic and different home.
3 homes are currently under deposit. The average list price for these homes is $2,361,667, the average days on market is 201.
There is one home pending sale in Roxbury, CT. This is a short sale listed at $299,000.
No homes are listed as having sold in Feburary 2012 in Roxbury, CT.
In the last six months there were 7 single family homes that sold in Roxbury, CT.
- Average list price, $619,829
- Average sale price, $548,214
- Median sale price, $530,000
What does it all mean? The market is slow in Roxbury, but the higher end market seems to be surviving the best. Roxbury is a much sought after location for the impressive Litchfield County Estate Home. It has often been said that at the higher price points, price is not a factor. The right buyer needs to come along and have the money to pay. At the medium and lower end of the scale in Roxbury, CT pricing is very important. Well priced homes are considered before overpriced homes, end of story.
If you are thinking of buying a home in Roxbury, CTyou should expect a bit of a higher price tag than in other locations. Roxbury has a unique charm of its own. Take a moment and see Roxbury, CT through my eyes and perhaps you will understand what it is that has attracted people to the town.
Want to sell your home in Roxbury, CT? The statistics tell you it will take time. And if you truly want to sell your home you need to price it WELL AHEAD of the others. Then market the heck out of the home. Before you decide to sell your home in Roxbury, CT I would suggest you read “The Great Real Estate Divide”
Take a moment to check out a home we have for sale in Roxbury, CT. 2 Old Turnkpike Road E, Roxbury, CT offers the buyer a well priced home, suitable to either move in as is or renovate for that estate type home Roxbury is famous for. Set on over 3 private acres, bordering Bridgewater, CT this home offers value for the buyer.
Originally posted at Roxbury Real Estate Market Report
The above statistics are provided courtesy of Greater Fairfield County Multiple Listing Service (CMLS). Information provided is deemed reliable, but not necessarily accurate. .
By andrea, on March 4th, 2012
New Milford, CT market report, the good news is that homes sold for 95% of list to sale price in February 2012. The not so good news, the inventory is creeping back up again. Home sales were down in February, but this is very typical.
As of March 2, 2012 in New Milford, CT there are 211 active single family homes for sale.The active inventory is creeping up again, there are 17 more active homes than there were last month at this time. 15 are listed as short sales, (there could be more however) and 4 are foreclosures.
9 single family homes sold in New Milford, CT in February 2012. This is down from last month, however, February has historically been a very slow month for sales. Of these homes that sold, the average list price was $492,400. The average sale price was $471,500. As you can see from the chart, this is up higher than it has been in over 2 years, but the reason was because a lakefront home sold for $2,000,000. The homes sold at approximately. 96% of list to sale price which is 10% more than last month, far, far better. The average market time was 102 days. None were listed as a short sale, and one home was a foreclosure.
The median sales price for a single family home in New Milford, CT for February 2012 was $270,000.
The average list price of single family homes for sale in New Milford, CT is $459,677.
The average market time for these active listings in New Milford, CT is 152 days.
The median price of a home for sale in New Milford, CT is $347,000, This is up $7,100 from from last month.
The highest price home for sale in New Milford, CT is $5,900,000, a beautiful estate belonging to a world famous comedienne, and located on the New Milford, New Preston, CT border. This home, as of today, has been on the market for 1037 days as of today.
The lowest priced home for sale in New Milford, CT is $99,900. Listed as a short sale, this home, for whatever reason, does not qualify for financing.
Of the 211 single family homes for sale in New Milford, CT, 20 homes are under deposit. The average list price of these homes is $327,460. The average market time is 137 days. We are up in the amount of homes under deposit, but also up in inventory.
Currently there are 21 homes that are in the pending sale status in New Milford, CT. The average list price of these homes in the pending sale status is $309,938. The average market time for these homes is 102 days. 5 of these are foreclosures and 3 are short sales.
What does all of this mean? The market continues to send out mixed signals. It does seem as if spring will bring the buyers out, we are feeling optimistic as agents across the area say they are busier with active buyers than they have been in a while. It is still imperative for a seller in New Milford, CT to understand that the market is very, very fragile. The key to selling a home in this market is to price it far better than the other competing homes in the same category. You must grab the buyers attention right from the start, not chase the market down or languish on the market because you outpriced yourself right out of the game.
If you don’t believe me about pricing and buyers mentality, check out some interesting stats on The Great Real Estate Divide.
If you are thinking of selling in New Milford, CT check out our Ultimate
Marketing 24-7, a custom marketing program that will dominate the internet.
Check out the previous home sale market activity report for January, 2011.
Interest rates are still low, are you are ready to buy a home in New Milford, CT? Click here to search for homes for sale in New Milford.
The above statistics are provided courtesy of Greater Fairfield County Multiple Listing Service (CMLS). Information provided is deemed reliable, but not necessarily accurate. There may be discrepancies, as mistakes in inputing can be made, and the fact that Connecticut has more than one multiple listing service. There may be instances where a home was/is for sale in New Milford and is on the other multiple listing service. Most of the homes for sale are listed on CMLS, therefore that is where I base my statistical information. I do believe it gives a good sense of what is happening in New Milford.
Originally posted at New Milford CT Real Estate Market Report February 2012
TAGS: New Milford CT, Real Estate, Market Report, Homes Sold, Stats, February 2012
By andrea, on February 29th, 2012
 Rent vs. buy, you can read about this all over the internet. For some buying a home is just not an option, even if the talking heads all tell you that NOW is the time to buy real estate!
When is it time to buy? When you are ready. When you can get approved for a mortgage, when you feel that your job is stable, your life is stable. Until that point in time the other option is to rent. There is nothing wrong with renting as opposed to buying.
SEARCH RENTALS HERE. HOMES AND APARTMENTS FOR RENT IN NEW MILFORD, SHERMAN, BROOKFIELD, WASHINGTON, WARREN, KENT, ROXBURY AND BRIDGEWATER. (Once you are on my site you can add more towns, narrow your search parameters, whatever suits your needs)
There are two obstacles I see most often for tenants.
- Low credit score
- Pets
Most landlords will require a credit check. Some are more particular than others about credit. Sometimes if there has been a divorce, or an illness, something that has affected your credit score that can be explained, they may give you a chance. Letters from employers and past landlords can help if there are dings in your past credit history.
Pets, some landlords are unmovable on pets. They don’t want any, not birds, not fish, not cats and not dogs. There are some dogs that are on the “list”, some landlords will not allow Pit Bulls, Rottweiler’s, German Shepherd’s, Huskies, Alaskan Malamutes, Doberman Pincers, Boxers, Chow Chows and Dalmatians. It all depends on their insurance companies, and what dogs are on the insurance company list of uninsurable dogs.
Security Deposits. The following information was taken directly from the legal section of the Connecticut Association of Realtors: “Under Connecticut law, a security deposit is any advanced payment made by a tenant which exceeds the first month’s rent. It does not matter whether the advanced payment is called a “last month’s rent”, “pet deposit”, etc. Whatever money a landlord takes from a tenant exceeding the first month’s rent, will be a security deposit under Connecticut law.”
There are limitations on how much security deposit can be taken. Only 2 months is allowed, and for those tenants 62 or older, only one month is allowed. So, if you have a pet and you are already required to pay a 2 months security deposit, a landlord cannot by law take an additional deposit, no matter what it is called. You can be charged extra rent per month for your pet(s), which would be non refundable. A scenario where you are told that you need to pay first and last month’s rent and a 2 month security deposit won’t fly. Anything more than the first months rent is considered security deposit money.
There are rules and regulations about your security deposits, about how to ensure you will get your security deposits back with interest. You can read more about tenant/landlord rights and responsibilities in Connecticut here.
The best thing to do BEFORE you start looking is to find out what your credit score is. I like to do that with my clients BEFORE we go out to look at rentals. It saves time, heartache and aggravation if you know up front what you are facing!
Of course if your credit score is really low my best suggestion is that you find a landlord who is advertising in the paper directly, without the assistance of a real estate agent. Landlords hire agents to rent their properties for a variety of reasons, but one of the main reasons is they don’t want to meet with the prospective tenant UNTIL they know their credit is good. They don’t want to be swayed by sad stories.
SEARCH RENTALS HERE. HOMES AND APARTMENTS FOR RENT IN NEW MILFORD, SHERMAN, BROOKFIELD, WASHINGTON, WARREN, KENT, ROXBURY AND BRIDGEWATER. You will find all the rentals that are available on the multiple listing service through my account. If you register, you can save your favorites and be notified when new rentals hit the market. You can also make changes to the parameters as needed. Add more towns, change the price points, etc. If you see something you like, give me a call and I would be happy to help.
So what’s wrong with renting? ABSOLUTELY NOTHING!
By andrea, on February 24th, 2012
 Which came first.... The chicken or the egg? Was it the price of the house in Litchfield County, or the buyer that came first? These days it is the price, then the buyer will most likely follow. If the price is too high, there won’t be any buyer. If it is priced right, given the most current market conditions and the condition of your home, your house will be shown to prospective buyers.
You need to get buyers in to look in order to procure that all important offer!
A few questions to ask when you are considering selling your home.
The real estate market in Litchfield County, CT varies from town to town, and from price point to price point. The smaller towns are feeling the pinch, towns like Roxbury, Washington, Kent, Bridgewater, CT have slowed to a crawl. New Milford felt the pinch hard, the holidays, combined with the snow storm in October and all the cleanup that followed, have impacted the local real estate markets. The good news is that for the past 2 weeks there seems to be more buyers out there, more homes that are going under deposit. This may not be an indication that the market is getting better, it may only be temporary. But I will take whatever good news I can get!
Despite a fragile market, here are still homes that sell. Make sure you understand the market, the CURRENT and LOCAL real estate market. Put a price on your home to generate interest, and make sure that the interest is being generated to those prospective buyers that are on the internet looking for their new home!
For more information, give us a call at 203.460.1775 to discuss the most current real estate market stats that pertain to your home and the local area, and our unique marketing approach to get your home out to as many buyers as possible.
By andrea, on January 27th, 2012
 How am I going to pay my mortgage now? Help! I just got a pink slip, how am I going to pay my mortgage??? You may be entitled to some help, mortgage forbearance, or more to the point, deferring payment for a period of time. Of course you will have to repay the amount, and it won’t be tacked on to the end of your loan. Rather when you get back to work you will have to pick up your mortgage payment again plus an additional amount to repay the amount that wasn’t paid. They may also report your mortgage as delinquent and you should check on their specific policy on this.
If you find yourself unemployed (if your partner is on the mortgage too, but they are still employed, they still may give you a reduction or accept no payments for a time) you need to make sure you have a Fannie Mae or Freddie Mac loan. If you are unsure, call your loan servicer and ask. The guidelines rule out assistance if you financed with an FHA, VA, or USDA Rural Housing mortgage. The home must also be your primary residence.
There are very specific rules and regulations. I strongly urge you to contact your loan servicer to find out if you qualify, and always a good idea to discuss loan forbearance with a real estate attorney to understand how it will impact you later on down the road. For some the program will help to keep them from losing their home. The initial time frame allowed is 6 months, in some cases it can be extended up to 12 months.
What is the first thing to do if a job loss is threatening your mortgage payment? Contact your loan service provider immediately, don’t wait until you haven’t made a payment. Ask if Fannie Mae or Freddie Mac owns or has guaranteed your mortgage. If the answer is yes, have them explain the mortgage forbearance program to you, go over the long term effects and ramifications with you. I also suggest you may want to speak with a real estate attorney to understand how this program might affect you in the long run. The initial time frame allowed is 6 months, in some cases it can be extended up to 12 months.
If you lose your job in Connecticut and have a Freddie Mac or Fannie Mae mortgage there is hope. Contact your loan servicer to find out if you can participate in the loan forbearance program and save your home.
Unsure if your mortgage is a Freddie Mac or Fannie Mae mortgage? Check these links out.
Fannie Mae Mortgage
Freddie Mac Morgage
If you don’t have a Fannie Mae or Freddie Mac mortgage, you may be able to get help from CHFA’s EMAP program, the Emergency Mortgage Assistance Program or get some advice from the Housing Development Fund’s Foreclosure Intervention Program. Whatever you do, please do not wait. Call before they knock on your door!
If you need to sell your home in Litchfield County give us a call. Even if your home is worth less than what you currently owe on your mortgage, we can help you with a short sale of your home. You can use the contact form here or call us at 203.460.1775 for a confidential interview.
Originally posted at Unemployed in Connecticut with a Fannie Mae or Freddie Mac loan?
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Swiedler & Adams
Andrea Swiedler, REALTOR
Liddy Adams, GRI, Broker Associate
Prudential Connecticut Realty
337 Danbury Rd
New Milford, CT 06776
860.355.2646
21 South Street
Litchfield, CT 06759
860.567.2337
Call us on Andrea's Cell
Cell: 203.460.1775
andrea@andreaswiedler.com
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