Tag Archives: litchfield county

What’s my home worth in Litchfield County?

I get asked that question all the time, what IS my home worth? The usual response is, “I don’t know, I haven’t seen your home.” While that is true, many want some idea before I even get there.

Well, now you can have some idea. It’s instant, it’s free, there is no obligation to use this service. And from all indications so far, it works fairly well!

Please remember, it is not a substitute for a real market analysis done by a real estate professional. It is a start, something for you to think about. Any of these computer generated programs are not able to see inside your home, to see inside the homes any of the homes it is using to base the information on.

So go ahead and try it, you know you want to! Free, painless and easy. No obligation. I promise! Just enter your address and it will take you to a new page with the information you have been waiting for.




Looking for a Litchfield County Hidaway With a Pool?

Just 90 minutes from New York City and less than 10 minutes from Lake Waramaug, this home is the perfect weekend retreat from your busy city life. A modern, open style with 3 levels of living space makes living a breeze.

Main level:

  • Large eat in kitchen with sliders to the deck overlooking the back yard and pool.
  • Spacious living room with a focal point fireplace and sliders to the deck.
  • Bedroom or office
  • Half bath

Upper level:

  • Master suite with walk in closet and private bathroom
  • 2 large, light filled bedrooms
  • Second bathroom for bedrooms
  • Washer and Dryer

Lower level:

  • Media room
  • Large family room with sliders to pool
  • Full bathroom
  • Storage

The house has geothermal heating and air conditioning and is fully alarmed. There is an inground pool for you to enjoy.

2 Bear Lane is located in the Northville section of New Milford, in much desired Litchfield County. Check out the photos below, just click on them for a full color brochure. And give me a call to show you your new home, 203.460.1775.


Subdivision or neighborhood, what is it? New Milford, CT real estate talk

I set out, camera in hand, to get you some pictures of our subdivisions in New Milford, CT.

A funny thing happened, I realized my concept of a subdivision is not like what others around the country may have. Sure, we have them, a few even have a fancy sign, set in stone pillars as an example. Graceful entrances to a few of the newer ones. Yet the older, more established subdivisions have lost their signs, some of the residents probably don’t even realize what the subdivision was once called! Of course a trip to the town hall would tell you the name when the subdivision was created. But now they are just neighborhoods. Some smaller, some larger, and they are located all over town.

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What I found was… I couldn’t get pictures! Not of the homes anyway, not really. Many of them are well established with an acre or two of land. The homes are set back from the wide, tree lined streets and you just can’t get a good shot of the typical homes. (I don’t like to take pictures of homes unless I have a home listed, I wouldn’t want it of my own home so I don’t do it, sorry about that.)

After much thought I decided we have neighborhoods. If you tell us you want to live in a subdivision we will know what you mean. You want more of a neighborhood feel, homes that are not in more private locations. Each neighborhood offering home owners something special based on size, price, location in town. We have them all here. 

New Milford, CT is 64 square miles and rural. Which subdivision or neighborhood will suit you best often depends on where you work. If you want to get to New York State quickly, perhaps something along the New York border will work best for you, like Colonial Ridge off of Route 55. Colonial Ridge is a well established subdivision. With that comes more trees, more plantings, homes in varying stages of upgrades and therefore varying prices.

Or maybe you need quicker access to I84. We have a few options available in Southern New Milford. For larger, newer homes, Fieldstone Estates is still in progress of being built, the latest ones are on Reservoir Road.

For homes that are going to be less expensive, Meadowbrook or Pleasantview are both great options. Although there are no longer signs there to let you know the name, many people will still refer to them by name. The streets are wide, the neighborhoods are both well established, the homes vary in size and price, and of course style.

If you want a newer, larger home with all the bells and whistles, the larger 4-5 bedroom colonials in Fieldstone Estates or Farmstead Acres might just do the trick for you. Fieldstone Estates is in the southern part of town, and Farmstead Acres is on the cusp of Northville, just off Route 109 and Ridge Rd. Gorgeous homes, not fully built out but already well established. Very quite cul de sacs in both.

Perhaps Candlewood Lake is more to your liking? Homes in lake communities are just that, we do not refer to them as subdivisions. They are water communities with association fees. Some are now tax districts instead of associations. They do have rules and regulations and they are all different. The one thing they all have in common is Candlewood Lake! Many of these lake communities have been around almost as long as Candlewood Lake has been here. Again, all different prices, different styles, options for anyone that is looking for one thing above all others. Access to Candlewood Lake!

Depending on what your needs are there are many different areas, subdivisions, neighborhoods, even more rural lifestyle homes available in New Milford, CT. All prices, all sizes, homes with privacy, homes on cul de sacs, antiques, new construction and all in between. Let us know what is important to you and we are sure we can help you find your new home in New Milford, CT! Your choice will probably start with which section of town you want to be in, then price and size of the home will come into play for you. 

Search homes for sale in New Milford, CT. 

It might be a smokin’ hot price, but you still can’t afford it!

You see a house for sale in Southern Litchfield County, a smokin’ hot price, you are pre-approved by a lender, it’s in your price range… What do I mean you can’t afford it?

smokin hotIn a word (actually 2 words) Property taxes. Often times smokin’ hot real estate deals are homes that have been reduced significantly, but property taxes do not reduce as the price does. Those taxes need to be considered with your monthly payments, so this can knock the house right out of your affordable ball park.

Property tax is figured by the following: town assessment of the property times the mill rate divided by 1,000 = yearly property tax.

Towns and cities in Connecticut use what they have concluded, via their property assessments, 70% of their determination of fair market value. Do not confuse their number of “fair market value” for what is now fair market value according to the current real estate market! I always cringe when I hear anyone, especially a real estate agent, “the town says it is worth $XXX,XXX”. One has nothing to do with another!

What the town is saying is, on the date we revalued the property (and not through the same process a bank appraisal is done) they determined the house to be worth $XXX,XXX. Between revaluations, their fair market value price does not fluctuate, however the real estate market sure does. And their mill rate certainly can move up or down too depending on the yearly budget votes.

This can be especially true of distressed sales, or homes that have languished on the market for a long time!

Property tax amounts are something I always check for my buyers. That way, when a smokin’ hot deal comes along with property taxes that knock it out of the ballpark for them, I let them know. I have them contact their mortgage person and discuss what the high amount will do to their bottom line… the monthly payments. It can over-tip the scales so that a house that seems affordable based on list price becomes unbearable when it comes to monthly payments. On top of the mortgage payments and property tax there is also insurance to consider, and if there are any association fees at all that has to be factored into your monthly payments.

That house you found for sale may have a smokin’ hot price, but those monthly payments including taxes could be too hot for you to handle!

Interested in a home for sale in Southern Litchfield County? You can start your home search right here. But don’t forget to check those property tax amounts!



What can you get for under a million in Washington CT?

Our listing for sale in Washington Depot.
Our listing for sale in Washington Depot.

Washington, CT in Litchfield County has some amazing homes, but what can you get for under a million dollars? With the shift in the real estate market there is plenty to be had. For under a million you can get in to Washington and make the changes you want, not what someone else decided you would like.

Check out the homes for sale for under a million in Washington CT 

Of course there are some very spectacular homes over a million in Washington, CT for sale. Just change the parameters after you click the link above and find your dream home! Listings are updated almost instantly, you will have the most up to date list of homes for sale in Washington.

Why Washington? It is beautiful, and a decent drive from New York City(about 90 minutes) making it very do-able for a second home in Litchfield County. Property taxes are phenomenal when compared to homes in Fairfield County in Connecticut or New York State.

What’s to do in Washington, CT? First, take in the beauty of the Litchfield Hills. Farms, forests, rolling hillsides. We have large nature preserves perfect for walking or hiking, or even cross country skiing in the winter months. There is Lake Waramaug, which is possibly one of the most beautiful lakes in all of Connecticut. And of course restaurants, boutique shopping, antique stores, all set in the serene countryside.

A few quick facts about Washington, CT.

  • Population 2011: 3,594
  • Households 2011: 1,548
  • Median Household Income 2011: $66,016
  • Square Miles: 48

For full time residents who have school aged children, Washington, CT is part of Regional School District 12. Children attend the Washington Primary School and Shepaug Valley Middle and High School (both in Washington). Washington also is home to 4 private schools, Washington Montessori School, The Gunnery, Rumsey Hal School and Devereux Glenholme School.

For a bit more detailed information about Washington, CT (including Washington, Washington Depot, New Preston and Marbledale) check out Washington CT through the eyes of a lifelong resident.

For more information about the fine homes of Washington, CT for sale in Litchfield County, give the SPA Team a call at 860.946.0686. We would love to show you around!

In the meantime, enjoy a slideshow of Lake Waramaug!

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Lake Waramaug in Litchfield County, homes for sale

Lake WaramaugI love Lake Waramaug at any time of  year. The graceful homes hark back to an earlier time. Lovely Victorians, Adarondiack style homes with stone fireplaces and wood paneling, more traditional Colonials and Cape Cod style shingle homes enhance the scenery.  Many homes date back to the late 1800’s and early 1900’s, and have been lovingly restored and renovated over time with careful consideration of the character of Lake Waramaug.  During any season it is a pleasant drive, but with summer nipping at our heels the docks are showing promises of lazy summer days ahead on Lake Waramaug. A 90 minute trip from New York City makes Lake Waramaug a favorite retreat for those seeking the perfect country getaway. There are also many who have chosen to make Lake Waramaug their full time home.

Search homes for sale on Lake Waramaug in Litchfield County.

Although Lake Waramaug is the second largest natural lake in Connecticut, you wouldn’t know it to drive by. The lake is shared by Washington (the Village of New Preston), Kent and Warren. Washington and Warren do have their own beaches for the town residents (yearly fees apply, passes available at the town halls). There is also Lake Waramaug State Park tucked away on Lake Waramaug Rd which I have spent many a summer day at. The lake and surrounding area provides people with plenty of hiking, walking, biking, fishing, swimming, rowing, kayaking, canoeing, sailing and boating opportunities. There is a public boat launch at Lake Waramaug, however in order to preserve the integerity of the lake it has restrictions.Here are a few.

  • Public motorboat access to Lake Waramaug is only at the Town of Washington Boat Ramp, located just north of the Washington Town Beach.
  • There is a maximum of 20 non-resident motorboats allowed on Lake Waramaug, which is made of of 13 campers from Lake Waramaug State Park and 7 day boaters.
  • NO state boat launch will be built at Lake Waramaug per an agreement signed in 2004 between the towns and the Connecticut Department of Energy and Environmental Protection.
  • You can read more about the rules and regulations concerning boating at Lake Waramaug here at the Lake Waramaug Associaton Website

Washington__20100623_Boulders-117What is that bubbling of the water at Lake Waramaug? Children call it “monster water”, and are convinced there is a monster or two living at the bottom of Lake Waramug. You really can’t blame them for thinking so. Sadly, it is not from the Lake Waramaug cousin of the Lochness Monster, (although I am sure many a parent has been sorely tempted to tell them so). They are two Layer Aeration Systems put in to place to clean up the waters of Lake Waramaug. The residents of Lake Waramaug formed the Lake Waramaug Task Force and have been responsible for ground breaking ideas in preserving the health of Lake Waramaug and provide a model for others who wish to save their own lakes.

If you are interested, The Lake Waramaug Task Force has put out an awesome video (a bit long at 20 minutes) with an introduction to the history of Lake Waramaug followed by the information as to why the task force was formed and how they have been at the forefront of new ideas and innovations that continue to preserve Lake Waramaug for future generations to enjoy. Click here for the Vimeo Video, Saving Lake Waramaug. I found it fascinating and it gave me such respect for those residents who have given and continue to give of their time to preserve this Litchfield County treasure.

Homes for Sale, Lake Waramaug in Litchfield County, CT.


For more information and additional homes for sale, call The SPA Team, Swiedler, Pomerantz & Adams at 860.946.0686. Let us show you why Lake Waramaug has been a favorite place to visit for years and a wonderful place to live!


The Housatonic River in New Milford CT, Just For Fun!

IMGP6478 2_ 3__tonemappedI am afraid to say I have, at times in my tenure in New Milford, taken the Housatonic River for granted. Lately my thoughts have been consumed with the fact that today is the last day I have to drive over the bridge to get to my office. Suddenly it dawned on me that I won’t be driving over the river every day to get my office!

The Housatonic River begins its trek from the heart of the Berkshire Mountains in Massachusetts in two places. From Muddy Pond in Hinsdale, Ma and Pontoosuc Lake, located in Lanesborough and Pittsfield, MA. In my little neck of the woods the Housatonic River is fed by the East and West Aspetuck River (the East Aspetuck headway is Lake Waramaug). Candlewood Lake is fed by the Housatonic River at the Rocky River Power Plant on Route 7. A giant penstock carries the water up the hill and into Candlewood Lake. Driving by the penstock I do often wonder who thought to do that in the first place?!?

Map of the Houstaonic River Watershed.

Our area in New Milford was settled by the Weantinocks, a branch of the Paugussett Indian Nation, and the Pooatuck’s who left their mark forever with their lore of their mighty Chief Waramaug and his daugher Lillinonah. It is said they lived high above the gorge at Lovers Leap. And like any good native folk lore, his daughter plummeted to her death with her English lover. (really the story can’t be true, but it is a great one). It is said they summered at Lake Waramaug (hence the name). I guess they understood the beauty of the river and lake way back when as we still do. It is also said that Chief Waramaug had the biggest long house in New England built on the river, interesting. It was 100X20 feet, and was decorated by many famous native artists from tribes all over. Magnificent indeed! It was called Waramaug’s Palace. Some things just don’t change! Lake Waramaug is still a favorite summer destination with some magnificent homes dotting the landscape around the lake.

The native’s were mostly farmers and fishermen that lived on the Housatonic River.  In a history book by Samual Orcutt it is said the natives here were peaceful and helped the colonists as they moved here.  The natives called the river “usi-a-di-en-uk” which means “beyond the mountain place”. Over time the river has changed. Dams were added, Candlewood Lake was built, but the river remains a large part of our history. Much of southern New Milford along the riverbed was comprised of tobacco and dairy farms which gained their richness of soil from the Housatonic River.

These days the river is used by many for recreation. We see a resurgence of canoes and kayaks, I understand further north of New Milford there are some great white water rapids that many enjoy. There are plenty of hiking trails, even the Appalachian Trail runs along the Housatonic River in Kent at Bulls Bridge. (In my younger years I always wanted to hike the entire trail… dreams of youth I suppose. Although I have walked it just enough to say I was “on it” at Bulls Bridge.)

A drive from New Milford north up Route 7 is fantastic any time of year. The river is your companion along much of the trip, you can see fishermen, people riding bicycles,…..canoes and kayaks, there are wonderful shops and restaurants, and of course the covered bridges at Bulls Bridge and Cornwall Bridge. The trip is beautiful any time of year.

Today there are a variety of homes up and down the Housatonic River of all prices and sizes. Those that live on the Housatonic River get a daily dose of its beauty. The railroad does also follow the river, I hope someday they will bring the passenger railroad back, what a trip that would be! I know they are working on it.

Take a moment to enjoy the beauty of the Housatonic River. In Southern New Milford at the head of Lake Lillinonah you can hike through Lovers Leap State Park, I have gotten some fantastic photos of the river at the old mill on the river. It is said that Chief Waramaug is buried there in the hills above the gorge at Lovers Leap. (Sounds like a hike is in my future.) Perhaps the old Boardman Bridge will spark your imagination. There has been talk over the years of restoring this beautiful old bridge and I hope they will. You are no longer allowed on the bridge, but there is plenty of parking around to get out and enjoy the river views from the bridge area. Many times I stop at Addis Park on Grove Street, just to look at the Housatonic as it flows downstream to Lovers Leap.

What sparked my story of the Housatonic River? An email from an 86 year old woman who summered on one of the few islands of the Housatonic River asking me for more information about her beloved island. She shared a few precious memories of her time here, it was wonderful. I hope to get her some pictures soon and hear more of her stories. I do love history, sometimes we forget that our own local history can be just as exciting as the history of far away places.

The Housatonic River, a Litchfield County treasure!

Search homes for sale in New Milford, CT.

New Milford CT Real Estate Market Stats January 2013

House for sale New Milford CTThe real estate market in New Milford, CT seems to be picking up. There are fewer active listings and more buyers are out looking. This is very good news for people selling their homes as the last two months have been slow in both closed home sales and buyer activity. For buyers it may be a bit frustrating as there are more of you out looking for the same piece of pie. And your favorite pie may not exist!

Search homes for sale in New Milford, CT.

One thing I will note, southern Litchfield County is behind the real estate times. While other parts of the country are pulling out of short sales we are seeing more of them. With rules and laws changing, this could mean some challenges are ahead of those who need to sell but owe more than their homes are worth. The unemployment rate in Connecticut is still higher than the national average, people need jobs to buy homes, point blank. We do hope to see the downward trend of November and December unemployment rates continue, however much of that may have been seasonal employment for the holidays.

For sellers in New Milford, CT the message is very clear. Your home must be

  • priced better than the competition
  • your home must present well to buyers
  • issues with your home must be addressed by either fixing them or pricing according to the issues
  • presented by your listing agent in the best light possible to as many buyers as possible.

For buyers, although it is most definitely a buyers market, the inventory is shrinking and buyers need to be ready to move when the right house comes along. You should be pre approved for a mortgage before you go out and look!

Understanding the real estate market, study the stats for New Milford, CT.

  • January 2013 saw 15 single family homes sell.
  • January 2012 saw 12 homes sell.
  • December 2012 saw 16 homes sell.
  • In January 2013, the average list price for single family homes was $337,153.
  • In January 2013, the average sale price for single family homes was $295,767.
  • It took an average of 213 days to sell these homes.
  • Homes sold at 95.2% of their last listed price, however they actually sold at 94% of their original list price.

As I write this, (February 3, 2013) the stats are as follows:

  • There are 149 active single family homes for sale. 9 are short sales and 6 are foreclosures.
  • There are 19 homes in the sale contingent status. 4 are short sales and 1 is a foreclosure.
  • There are 24 homes that are under contract waiting to close. 6 are short sales and 3 are foreclosures.

The real estate absorption rate for New Milford, CT is an important number to understand. It shows how long it will take to sell the current inventory of homes if no more homes come on the market. Currently we have 11 months of inventory. Anything over 6 months is a buyers market, 6 months is a balanced market, and under 6 months is a sellers market. Although our inventory is shrinking, we are in a buyers market. Sellers would do well to understand this.

Real estate market graphs for New Milford, CT.

New Milford CT real estate stats

New Milford CT real estate stats

New Milford CT Real Estate Stats

list to sales price New Milford ct

The above data was compiled from CMLS, it is not the only MLS used in New Milford, but it is the most widely used. The data is deemed to be reliable, but not necessarily accurate.

Mid century modern Bridgewater CT country retreat for sale

Set on just about 40 acres of beautiful Litchfield County land, this mid century modern home is the perfect country retreat. Only 90 minutes from New York City yet worlds away from the hustle and bustle of city life, 221 Christian Street in Bridgewater CT offers endless possibilities to the new owner.

Built in the 1950’s by artists, they had a love of all things modern. Choosing the right spot was easy, Bridgewater was and still is a great place to live in privacy, yet with many artists living in the area it is full of life and activity. The home and studio were built, they fell in love and stayed.

The land is amazing, the vistas are pure Litchfield County, green rolling hillsides, forest and open space. It would lend itself very well to either a quite retreat or a fantastic horse property. With the Fairfield County Hunt Club in Bridgewater just minutes away, it is perfect for the horse enthusiast.

221 Christian Street in Bridgewater, CT is offered for your consideration at $1,050,000. Please contact The SPA Team, Swiedler, Pomerantz & Adams at 860.946.0686 for more information or to set up a private tour.

Candlewood Lake Home For Sale in New Milford CT

Looking for a home with beach and boat rights to Candlewood Lake…. and seasonal views? Look no further. How about this home? Affordable and ready to go. This home is part of the Candleset Cove Community in southern New Milford, minutes to shopping and I84.  You can be here in time for this lake season!

Candlewood Lake Home with Beach and Boat Rights


Single Family Home
Main Features
3 Bedrooms
2 Bathrooms
Interior: 1,782 sqft
Lot: 1.05 acre(s)
130 Carmen Hill Rd #2
New Milford, CT 06776
To get updates on open home dates and other property events, please click the “Like” button below:

Swiedler, Pomerantz & Adams

Swiedler, Pomerantz & Adams

Prudential Connecticut Realty
(860) 946-0686

Listed by: Prudential Connecticut Realty

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