Tag Archives: real estate

What’s my home worth in Litchfield County?

I get asked that question all the time, what IS my home worth? The usual response is, “I don’t know, I haven’t seen your home.” While that is true, many want some idea before I even get there.

Well, now you can have some idea. It’s instant, it’s free, there is no obligation to use this service. And from all indications so far, it works fairly well!

Please remember, it is not a substitute for a real market analysis done by a real estate professional. It is a start, something for you to think about. Any of these computer generated programs are not able to see inside your home, to see inside the homes any of the homes it is using to base the information on.

So go ahead and try it, you know you want to! Free, painless and easy. No obligation. I promise! Just enter your address and it will take you to a new page with the information you have been waiting for.




Looking for a Litchfield County Hidaway With a Pool?

Just 90 minutes from New York City and less than 10 minutes from Lake Waramaug, this home is the perfect weekend retreat from your busy city life. A modern, open style with 3 levels of living space makes living a breeze.

Main level:

  • Large eat in kitchen with sliders to the deck overlooking the back yard and pool.
  • Spacious living room with a focal point fireplace and sliders to the deck.
  • Bedroom or office
  • Half bath

Upper level:

  • Master suite with walk in closet and private bathroom
  • 2 large, light filled bedrooms
  • Second bathroom for bedrooms
  • Washer and Dryer

Lower level:

  • Media room
  • Large family room with sliders to pool
  • Full bathroom
  • Storage

The house has geothermal heating and air conditioning and is fully alarmed. There is an inground pool for you to enjoy.

2 Bear Lane is located in the Northville section of New Milford, in much desired Litchfield County. Check out the photos below, just click on them for a full color brochure. And give me a call to show you your new home, 203.460.1775.


Mid Century Modern Home For Sale in Danbury CT

3 Dogwood Drive, Danbury, CT, true paradise for the mid century lover!

3 Dogwood Drive Danbury CTAre you a mid century modern lover like me? Then this home is calling your name. The very first time I went I was sure I saw Frank, Dean and the rest of the “Rat Pack” hanging out by the pool!

This home was carefully designed by its owner, with the help of architects who clearly understood both function and form, while staying true to the mid century era of living. This is just one of those homes that you won’t be able to forget!

A three bedroom, three full bath sprawling ranch, 3 Dogwood Drive has been meticulously maintained and well cared for. A spa like setting outside with mature plantings creates privacy and an oasis. Step out to the patio and sit by the kidney shaped gunite pool, imagine the parties and the fun you will have out here, from a poolside breakfast to a midnight swim.

The house was built to be lived in, to be loved and to be well used. A large family room with stone flooring and soaring ceilings has a wall of sliders that step out to the patio and pool area. The line between the outdoors and indoors is blurred as you sit inside and gaze over the pool. What a vacation, on a daily basis!

Mid century modern for sale Danbury CTThe sunken living room has a focal point fireplace and a wall of windows overlooking the front yard. Step up to the dining area, and you realize how easy it will be to entertain in this home. The dining area has sliders that open to the patio, bringing the outdoors in. Taking your entertaining from table side to pool side is just a matter of steps away.

The European style kitchen has tons of counter space and cabinets, perfect for cooking. Pocket doors allow you to close off the kitchen while entertaining. I love to sit with my guests after a meal, but don’t like them to see the dishes, and this is the perfect solution.

The master suite is tucked away at the opposite end of the house from the living areas, with access to the patio and pool area. I see morning and evening dips in the pools, coffee on the patio, a glass of wine at night while retreating to your sanctuary. A private office in the master suite, custom built in’s, a cedar closet and a truly spectacular bathroom add just the right touch to make this a perfect place to unwind, relax and rejuvenate.

I could go on and on about all the features 3 Dogwood Drive has to offer like the many closets for storage, beautiful fixtures in the bathrooms, heated floors, central air, the list is endless. But as they say, a picture is worth a thousand words. Please enjoy these photos of this wonderful and amazing mid century modern gem for sale in Danbury, CT. If  you like what you see and are dying to see more, give me a call at 203.460.1775 for a private showing.

Subdivision or neighborhood, what is it? New Milford, CT real estate talk

I set out, camera in hand, to get you some pictures of our subdivisions in New Milford, CT.

A funny thing happened, I realized my concept of a subdivision is not like what others around the country may have. Sure, we have them, a few even have a fancy sign, set in stone pillars as an example. Graceful entrances to a few of the newer ones. Yet the older, more established subdivisions have lost their signs, some of the residents probably don’t even realize what the subdivision was once called! Of course a trip to the town hall would tell you the name when the subdivision was created. But now they are just neighborhoods. Some smaller, some larger, and they are located all over town.

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What I found was… I couldn’t get pictures! Not of the homes anyway, not really. Many of them are well established with an acre or two of land. The homes are set back from the wide, tree lined streets and you just can’t get a good shot of the typical homes. (I don’t like to take pictures of homes unless I have a home listed, I wouldn’t want it of my own home so I don’t do it, sorry about that.)

After much thought I decided we have neighborhoods. If you tell us you want to live in a subdivision we will know what you mean. You want more of a neighborhood feel, homes that are not in more private locations. Each neighborhood offering home owners something special based on size, price, location in town. We have them all here. 

New Milford, CT is 64 square miles and rural. Which subdivision or neighborhood will suit you best often depends on where you work. If you want to get to New York State quickly, perhaps something along the New York border will work best for you, like Colonial Ridge off of Route 55. Colonial Ridge is a well established subdivision. With that comes more trees, more plantings, homes in varying stages of upgrades and therefore varying prices.

Or maybe you need quicker access to I84. We have a few options available in Southern New Milford. For larger, newer homes, Fieldstone Estates is still in progress of being built, the latest ones are on Reservoir Road.

For homes that are going to be less expensive, Meadowbrook or Pleasantview are both great options. Although there are no longer signs there to let you know the name, many people will still refer to them by name. The streets are wide, the neighborhoods are both well established, the homes vary in size and price, and of course style.

If you want a newer, larger home with all the bells and whistles, the larger 4-5 bedroom colonials in Fieldstone Estates or Farmstead Acres might just do the trick for you. Fieldstone Estates is in the southern part of town, and Farmstead Acres is on the cusp of Northville, just off Route 109 and Ridge Rd. Gorgeous homes, not fully built out but already well established. Very quite cul de sacs in both.

Perhaps Candlewood Lake is more to your liking? Homes in lake communities are just that, we do not refer to them as subdivisions. They are water communities with association fees. Some are now tax districts instead of associations. They do have rules and regulations and they are all different. The one thing they all have in common is Candlewood Lake! Many of these lake communities have been around almost as long as Candlewood Lake has been here. Again, all different prices, different styles, options for anyone that is looking for one thing above all others. Access to Candlewood Lake!

Depending on what your needs are there are many different areas, subdivisions, neighborhoods, even more rural lifestyle homes available in New Milford, CT. All prices, all sizes, homes with privacy, homes on cul de sacs, antiques, new construction and all in between. Let us know what is important to you and we are sure we can help you find your new home in New Milford, CT! Your choice will probably start with which section of town you want to be in, then price and size of the home will come into play for you. 

Search homes for sale in New Milford, CT. 

It might be a smokin’ hot price, but you still can’t afford it!

You see a house for sale in Southern Litchfield County, a smokin’ hot price, you are pre-approved by a lender, it’s in your price range… What do I mean you can’t afford it?

smokin hotIn a word (actually 2 words) Property taxes. Often times smokin’ hot real estate deals are homes that have been reduced significantly, but property taxes do not reduce as the price does. Those taxes need to be considered with your monthly payments, so this can knock the house right out of your affordable ball park.

Property tax is figured by the following: town assessment of the property times the mill rate divided by 1,000 = yearly property tax.

Towns and cities in Connecticut use what they have concluded, via their property assessments, 70% of their determination of fair market value. Do not confuse their number of “fair market value” for what is now fair market value according to the current real estate market! I always cringe when I hear anyone, especially a real estate agent, “the town says it is worth $XXX,XXX”. One has nothing to do with another!

What the town is saying is, on the date we revalued the property (and not through the same process a bank appraisal is done) they determined the house to be worth $XXX,XXX. Between revaluations, their fair market value price does not fluctuate, however the real estate market sure does. And their mill rate certainly can move up or down too depending on the yearly budget votes.

This can be especially true of distressed sales, or homes that have languished on the market for a long time!

Property tax amounts are something I always check for my buyers. That way, when a smokin’ hot deal comes along with property taxes that knock it out of the ballpark for them, I let them know. I have them contact their mortgage person and discuss what the high amount will do to their bottom line… the monthly payments. It can over-tip the scales so that a house that seems affordable based on list price becomes unbearable when it comes to monthly payments. On top of the mortgage payments and property tax there is also insurance to consider, and if there are any association fees at all that has to be factored into your monthly payments.

That house you found for sale may have a smokin’ hot price, but those monthly payments including taxes could be too hot for you to handle!

Interested in a home for sale in Southern Litchfield County? You can start your home search right here. But don’t forget to check those property tax amounts!



What can you get for under a million in Washington CT?

Our listing for sale in Washington Depot.
Our listing for sale in Washington Depot.

Washington, CT in Litchfield County has some amazing homes, but what can you get for under a million dollars? With the shift in the real estate market there is plenty to be had. For under a million you can get in to Washington and make the changes you want, not what someone else decided you would like.

Check out the homes for sale for under a million in Washington CT 

Of course there are some very spectacular homes over a million in Washington, CT for sale. Just change the parameters after you click the link above and find your dream home! Listings are updated almost instantly, you will have the most up to date list of homes for sale in Washington.

Why Washington? It is beautiful, and a decent drive from New York City(about 90 minutes) making it very do-able for a second home in Litchfield County. Property taxes are phenomenal when compared to homes in Fairfield County in Connecticut or New York State.

What’s to do in Washington, CT? First, take in the beauty of the Litchfield Hills. Farms, forests, rolling hillsides. We have large nature preserves perfect for walking or hiking, or even cross country skiing in the winter months. There is Lake Waramaug, which is possibly one of the most beautiful lakes in all of Connecticut. And of course restaurants, boutique shopping, antique stores, all set in the serene countryside.

A few quick facts about Washington, CT.

  • Population 2011: 3,594
  • Households 2011: 1,548
  • Median Household Income 2011: $66,016
  • Square Miles: 48

For full time residents who have school aged children, Washington, CT is part of Regional School District 12. Children attend the Washington Primary School and Shepaug Valley Middle and High School (both in Washington). Washington also is home to 4 private schools, Washington Montessori School, The Gunnery, Rumsey Hal School and Devereux Glenholme School.

For a bit more detailed information about Washington, CT (including Washington, Washington Depot, New Preston and Marbledale) check out Washington CT through the eyes of a lifelong resident.

For more information about the fine homes of Washington, CT for sale in Litchfield County, give the SPA Team a call at 860.946.0686. We would love to show you around!

In the meantime, enjoy a slideshow of Lake Waramaug!

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Is the New Milford CT Real Estate Market getting better or not?

Three bedroom home for sale in New Milford CT
Three bedroom home for sale in New Milford CT

It is so hard to listen to national news about the “hot” real estate market others are experiencing across the country and wonder if it is happening here in New Milford, CT. It is a complex answer as you can see below. Did we hit bottom and are now on the way up? Is it a sellers market in New Milford? . We are on track to have the best month in number of sales for 2013, if things continue to go as they have so far. I don’t believe the total number of sales will be jaw dropping, but any improvement is good. There are a few more days for homes to close in May, I will have to be patient to get the final numbers.

The success of the real estate market is tied to many other things,  the employment rates in the state, the proximity of jobs available to New Milford, confidence in the housing market, good rates and a lower housing inventory. Connecticut again posted a rate higher than the national unemployment averages which needs to come down in order for the real estate market to feel more positive effects.

The unemployment rate in Connecticut has been at 8.0 for the last three months, the national average for April posted at 7.5. When we hear that the real estate market in our neighboring state of Massachusetts is really heating up you must look at their unemployment rate, which was last posted at 6.4%, where it has been for a while. This means more people in Massachusetts are working and can afford to purchase homes. They have more jobs,  a shrinking pool of homes available for sale which creates the perfect storm. I must qualify that statement, I know that the Metro Boston area is doing very well in the housing market, I don’t know how the rest of the state is doing. The metro area seems to be on fire!

A new problem for New Milford CT seems to be an abundance of short sales.

Our inventory is still down, which is a great thing for sellers. Although for buyers looking up to $300,000 it is slim pickins, and much of those are short sales, a full 10% of the active single family homes for sale in New Milford are now short sales.

What impact does this have on a seller? If you are not in a short sale position and you price your home correctly according to condition and location, you should find that you will have lots of showings and hopefully an offer fairly quickly. I will warn you that overpricing can cause issues, especially when it comes time for the buyer to do an appraisal.

If you are a seller in a short sale position, it will take longer to sell, however with the inventory shrinking you just may procure that much needed offer. It is imperative that you are prepared to work with your agent, attorney and lender to get the ball rolling as quickly as possible once an offer does come in! Some short sales can be pre approved prior to going on the market, if you would like to know if that is your situation, give us a call at 860.946.0686 to further discuss the matter.

34 homes are under deposit. of these, the majority (15 homes) are in the $200,000-$300,000 price range. Again, this seems to be our hottest market right now. Of the homes that are under deposit, 4 are short sales and 2 are foreclosures.

40 homes are listed as sale pending. This means contracts are signed and most contingencies have been met. 15 of these homes are short sales which translates to 37.5%. That is very, very high. These short sales will sit in the pending sale status for far longer than a traditional sale making it very hard to judge what is going to happen. 3 homes that are pending sale are foreclosures.

Buying a home in New Milford, CT can be tight for anything under $300,000. First time home buyers can get very frustrated, many of the homes they are looking at are short sales that may need work, and very importantly, time to wait for the short sale to be approved by the lender. Homes that are priced well and are not short sales are moving very, very quickly. Often with multiple offers on them. This means you must be FULLY prepared when looking for a home.

  • Pre qualified, or better yet, pre approved (if possible)
  • Ready to run out and look at a moments notice
  • Be prepared to decide quickly to put an offer in or move on
  • Remember, in this lower price range it is NOT a buyers market, do not play around with low ball offers

What we are seeing is in a multiple offer situation, sellers are choosing buyers that are NOT using 100% financing. This does not mean there isn’t hope if you are using a product that is 100% financing, but you must be+ aware you may have to move on until you find someone that is not afraid of 100% financing. The housing market in New Milford is not sliding backwards and this is good news. It is fragile, and those who are selling or buying should know what the latest market conditions are.

Keeping you updated on the housing market in New Milford, CT.

We post detailed monthly market reports. Fill out the form below to get your monthly copy of our New Milford CT real estate market report. We do not sell email addresses, and will not use it for any other purpose than to notify you when the latest market report is ready.


Lake Waramaug in Litchfield County, homes for sale

Lake WaramaugI love Lake Waramaug at any time of  year. The graceful homes hark back to an earlier time. Lovely Victorians, Adarondiack style homes with stone fireplaces and wood paneling, more traditional Colonials and Cape Cod style shingle homes enhance the scenery.  Many homes date back to the late 1800’s and early 1900’s, and have been lovingly restored and renovated over time with careful consideration of the character of Lake Waramaug.  During any season it is a pleasant drive, but with summer nipping at our heels the docks are showing promises of lazy summer days ahead on Lake Waramaug. A 90 minute trip from New York City makes Lake Waramaug a favorite retreat for those seeking the perfect country getaway. There are also many who have chosen to make Lake Waramaug their full time home.

Search homes for sale on Lake Waramaug in Litchfield County.

Although Lake Waramaug is the second largest natural lake in Connecticut, you wouldn’t know it to drive by. The lake is shared by Washington (the Village of New Preston), Kent and Warren. Washington and Warren do have their own beaches for the town residents (yearly fees apply, passes available at the town halls). There is also Lake Waramaug State Park tucked away on Lake Waramaug Rd which I have spent many a summer day at. The lake and surrounding area provides people with plenty of hiking, walking, biking, fishing, swimming, rowing, kayaking, canoeing, sailing and boating opportunities. There is a public boat launch at Lake Waramaug, however in order to preserve the integerity of the lake it has restrictions.Here are a few.

  • Public motorboat access to Lake Waramaug is only at the Town of Washington Boat Ramp, located just north of the Washington Town Beach.
  • There is a maximum of 20 non-resident motorboats allowed on Lake Waramaug, which is made of of 13 campers from Lake Waramaug State Park and 7 day boaters.
  • NO state boat launch will be built at Lake Waramaug per an agreement signed in 2004 between the towns and the Connecticut Department of Energy and Environmental Protection.
  • You can read more about the rules and regulations concerning boating at Lake Waramaug here at the Lake Waramaug Associaton Website

Washington__20100623_Boulders-117What is that bubbling of the water at Lake Waramaug? Children call it “monster water”, and are convinced there is a monster or two living at the bottom of Lake Waramug. You really can’t blame them for thinking so. Sadly, it is not from the Lake Waramaug cousin of the Lochness Monster, (although I am sure many a parent has been sorely tempted to tell them so). They are two Layer Aeration Systems put in to place to clean up the waters of Lake Waramaug. The residents of Lake Waramaug formed the Lake Waramaug Task Force and have been responsible for ground breaking ideas in preserving the health of Lake Waramaug and provide a model for others who wish to save their own lakes.

If you are interested, The Lake Waramaug Task Force has put out an awesome video (a bit long at 20 minutes) with an introduction to the history of Lake Waramaug followed by the information as to why the task force was formed and how they have been at the forefront of new ideas and innovations that continue to preserve Lake Waramaug for future generations to enjoy. Click here for the Vimeo Video, Saving Lake Waramaug. I found it fascinating and it gave me such respect for those residents who have given and continue to give of their time to preserve this Litchfield County treasure.

Homes for Sale, Lake Waramaug in Litchfield County, CT.


For more information and additional homes for sale, call The SPA Team, Swiedler, Pomerantz & Adams at 860.946.0686. Let us show you why Lake Waramaug has been a favorite place to visit for years and a wonderful place to live!


New Milford CT Real Estate Market Report April 2013

Home for sale New Milford, CT
Home for sale New Milford, CT

The question in most peoples minds in regards to real estate is… “how’s the real estate market doing”? With the national news still reporting it is a buyers market, that things are exploding, that things are much, much better is simply not true in most of Connecticut. All real estate is local, New Milford CT is not following the national averages. We are in a very fragile market, the economy, new jobs, unemployment rates, these things affect our local market. Not national averages.

There are many things to watch for that are important when answering the question about the health of the real estate market in New Milford, CT. Comparing the amount of active listings to the amount sold is very important. Then looking at how many average days it took to get these to close is also telling for a seller. A buyer wants to know if it is a buyers market, and we are in a buyers market no doubt. My favorite statistic is the list to sales price, however I prefer to look at the original list to sales price rather than the last list to sales price. That tells much to me, are listings still overpriced?

How many active listings are there? Currently there are 207 single family homes for sale in New Milford, CT. Last month at this time there were 176 active single family homes showing for sale. For sellers it means there is more competition and prices won’t rise simply because of supply and demand. Another telling factor is the amount of short sales we have listed are rising too. In March there were 15 active short sales, a number that seems to be on the rise here in New Milford. As of this moment in time 19 of the 207 active single family homes for sale in New MIlford are short sales. That represents 9% of the single family homes listed! That is a number we cannot ignore when both listing and selling homes and affects the saleability of these homes. Many buyers simply cannot or will not wait for a short sale to be approved and the purchase to happen.

April 2013, 16 single family homes closed in New Milford, CT. That is no change from March 2013.

April 2013, the average list price of a single family home rose dramatically with no sales justification. April 2013 average list price was $450.474. In March of 2013 the average list price was $369,794. We have not seen an average list price that high since September of 2012.

Average sales price in April of 2013 was down from the previous month. April’s average sales price for single family homes in New Milford, CT was $324,394. The average sales price for March 2013 was $362,547.

Mixed messages abound! The current real estate market in New Milford, CT is still fragile at best. I see more buyers out, more homes going under deposit, all good. I also know deals are tougher than ever to hold together. Homes that go under deposit often come back on the market.

It is still a buyers market in New Milford, CT. The absorption rate, or the time it will take to sell the current inventory, if no more homes come on the market, is 11 months. 6 months is a balanced market, under 6 months a sellers market, over 6 months is a buyers market. With current inventory on the rise, if we don’t have a good increase in sales this month it may go higher.

My advice to sellers, understand it is a buyers market. Get your house ready to sell, make it stand out above the competition, price it right according to the condition and location of your home and the current local market conditions.

My advice to buyers, although it is a buyers market, recent changes to the mortgage industry can make getting a loan more complicated. A good mortgage person to guide you, an agent with a grasp on the local market are what is needed. Although the inventory is rising, certain price points have less homes and the competition can make you feel like you are running the gauntlet.

Take a look at the graphs for New Milford CT real estate market. Then give us a call for a free market analysis of your home at 860.946.0686.

may 2013 active listings

April 2013 list price sales price no sales

april 2013 list sales ratio

ab rate april 2013

Washington CT Vintage Colonial Has Hidden Valley For a Back Yard!

Check out this beauty, a vintage colonial with Hidden Valley for a back yard! With your own entrance into the beautiful nature preserve in Washington, CT, this 3-4 bedroom colonial in Washington is a winner.

Currently the home has a legal accessory apartment which can be rented and use as extra income to pay your mortgage, or can be turned into a beautiful master suite that overlooks the in ground pool.

Pictures tell the story of this wonderful gem, take a look at the online property flyer for 114 Bee Brook Rd in Washington Depot, Connecticut.

Sweet Vintage Colonial With Accessory Apartment






Washington CT


Single Family Home
Main Features
4 Bedrooms
2 Bathrooms
Interior: 2,085 sqft
Lot: 0.50 acre(s)
114 Bee Brook Rd
Washington Depot, CT 06794

To get updates on open home dates and other property events, please click the “Like” button below:

Swiedler, Pomerantz & Adams Swiedler, Pomerantz & Adams

Prudential Connecticut Realty
(860) 946-0686

Listed by: Prudential Connecticut Realty

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